Getting free credit reports...and info on paying very old debts...

[Stuart G]

posted by 7962 in the following thread in latest news

see posts number 5 ,9, and 12 .. at the link below for more info on this...look at them carefully and you will get additional information on paying very old debts and how they are collected..

https://www.democraticunderground.com/10141775323

"Everyone can get a free copy of their credit report yearly at freecreditreport.com. Its the ONLY site backed by the govt thats really free & accurate. The better option is to just pick 1 of the 3 and get the report, then 4 months later get it from the 2nd one and so on. that way you can get 3 free reports each year."
_______________________________________________________________________________________________

[mwooldri]

1. Err... try annualcreditreport.com

Experian owns freecreditreport.com and only gives you Experian. Used to promote a comprehensive report that you could get "for free" with a "trial" to some credit monitoring service that was hard to get out of.

[Stuart G]

2. thank you... ..I did not know that Experian owned it.

[PoliticAverse]

3. Actually it is annualcreditreport.com that is the government authorized site...

From: https://www.ftc.gov/faq/consumer-protection/get-my-free-credit-report

You're entitled to one free copy of your credit report every 12 months from each of the three nationwide credit reporting companies. Order online from annualcreditreport.com, the only authorized website for free credit reports, or call 1-877-322-8228. You will need to provide your name, address, social security number, and date of birth to verify your identity.

https://annualcreditreport.com

[Stuart G]

4. Thank You...and Thank You again...more information on this the better..

and..........THANK YOU AGAIN.. the info above is greatly appreciated.. We need this permanently posted in Consumer Advice..thank you again......
.

[Break time]

5. Credit Karma

Free credit report anytime....

[More_Cowbell]

6. Message deleted by DU the Administrators