Medicare UHC Supplement plan

[intrepidity]

My agent put me into the UHC Supplement plan (G) the day prior to the shooting and prior to all the bad press about UHC.

So now I'm wondering: are the UHC Advantage plan(s) the worrisome ones, or are there also issues with their Supplements?

Anyone here with a UHC (G) plan? What is your experience with them like?

Also, is it easy to switch Supplement plans during open enrollment in case I don't like them, or are there health screenings involved?

TIA

[Silent Type]

1. Not to worry. Although it's supporting UHC, supplemental plans have very little discretion. They have to pay the 20% and

and deductible unless someone chooses a plan that does not cover Medicare's deductibles (those Medigap plans are a bit cheaper). There are a few minor exceptions like people can choose a high deductible Medigap plan.

That's why most experts say to decide whether you want Plan A, D, G, etc., then pick the cheapest one. Note: There are a few high deductible options nowadays, but they still have to pay the part of Medicare's Allowable that is the beneficiary's responsibility once that threshold is crossed.

[Dan]

2. Just remember that Regular Medicare pays

The first 80% and the Supplemental pays off the balance.

We have never had a problem with our Medicare nor our UHC supplemental and we have had some major medical bills in 2023.

We also have the UHC(F) plan which is outstanding for us.

[Henry203]

3. Your agent is not doing right by you

Get Mutual of Omaha. It is less expensive and the same exact plan.

[Auggie]

4. Make sure your physicians accept it first