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Emile

(30,346 posts)

75. If you say so.

Reply to DavidDvorkin (Reply #69)

Sat Dec 7, 2024, 08:38 PM

Saturday

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The Medicare Advantage trap: What they don't tell you [View all] justaprogressive Saturday OP

Thank you for posting this. I tried to read this article on Rawstory but there is a paywall. OMGWTF Saturday #1

Try this: Ocelot II Saturday #3

I don't particularly like RawStory as a source. Here is the original. ... aggiesal Sunday #85

Thank you. I seldom, if ever, click on a Raw Story link, except dmr Sunday #99

I don't understand why they are allowed to call it a Medicare plan. It should be called privatized senior insurance. Walleye Saturday #2

Technically the Advantage plans offer the same level of service as Original Abnredleg Saturday #5

Yep, my advice is stick with it, maybe get a supplement if it looks feasible, but not a Medicare advantage Walleye Saturday #6

You will also need a DownriverDem Saturday #29

Yep, I'm afraid so Walleye Saturday #35

There are some plans with no premiums up front SCantiGOP Saturday #63

Out of pocket expenses for plan d are now capped at 2000 Voltaire2 Sunday #106

I am 81 and have used only real Medicate, including through cancer treatments for Trust_Reality Saturday #8

The problem is Medicare Advantage plans are allowed to interpret and decide - and they have the final say dalton99a Saturday #9

Are you eligible for Tricare for Life? COL Mustard Saturday #16

I can't say enough good things about the combination of Medicare and Tricare for Life Susan Calvin Saturday #74

I'm still working COL Mustard Saturday #77

Get a supplemental plan that covers the other 20 percent Desert grandma Sunday #90

Because it is literally authorized and governed by Part C of the Medicare statute. Ms. Toad Saturday #81

Do any other private insurers get that part C label? leftstreet Wednesday #148

If Congress passes specific legislation authorizing a Medicare W, and the president signs it, then yes they would. MichMan Wednesday #154

Thx leftstreet Wednesday #155

All private insurers whose plans comply with the Medicare Part C rules (as an alternative to original Medicare) Ms. Toad 17 hrs ago #163

There is coverage as long as you are profitable dalton99a Saturday #4

Wow. ShazzieB Saturday #67

Not quite accurate to say that: "(regular) Medicare always pays". Occasionally they don't. marybourg Saturday #7

It's Not Accurate RobinA Saturday #83

Link to Thom Hartmann's original article erronis Saturday #10

Thank you for posting the original, Erronis Bumbles Saturday #17

Hartmann's post very helpfully supplied by another DUer erronis Saturday #18

And we are forced to have it... Quanto Magnus Saturday #11

And for people over the holidays meeting relatives markodochartaigh Saturday #12

someone has to pay for the 24/7 tv commercials, the annoying calls, and the mailings rampartd Sunday #126

80/20 rule kkmarie Sunday #130

Maybe there is a loophole markodochartaigh Sunday #134

I had a Medicare plan with a UHC supplemental plan for several years Erda Saturday #13

Glad you have had a good experience with an "Advantage" plan. erronis Saturday #20

My elderly mother had the same BuddhaGirl Saturday #23

Miledigap plans are good. That's different from Medicare Advantage. Beck23 Saturday #27

bingo.... markie Sunday #108

My mother has Humana Advantage. SamKnause Saturday #28

100! Wow!! CrispyQ Saturday #46

I'm very happy with my Kaiser Advantage plan. CrispyQ Saturday #32

Wish I had Kaiser here. When I lived in Atlanta, I had Kaiser. They really pushed you to get preventive exams, vaccines, Silent Type Saturday #36

I have Kaiser Senior Advantage and have been happy with it. Both my parents also had Kaiser skylucy Saturday #78

Don't get cancer Henry203 Saturday #42

My spouse has had a good experience with UHC Advantage thru AARP. Beartracks Saturday #60

K&R SheltieLover Saturday #14

It's confusing as hell. milestogo Saturday #15

No, I get tons of emails from CMS/Medicare to look at my open-enrollment options erronis Saturday #21

Another advantage over boonecreek Saturday #19

Medicare advantage plans are all scams LetMyPeopleVote Saturday #22

Advantage plans have networks, either HMO's or PPO's dlk Saturday #24

Original Medicare will not deny treatment Beck23 Saturday #25

Absolutely false. See post #26. Silent Type Saturday #37

Where the fuck do people get this idea? OilemFirchen Saturday #54

My wife's cancer treatment Henry203 Sunday #113

First off, Clinton signed legislation for Part C. And it is not true that Medicare pays for anything a doctor Silent Type Saturday #26

I started buying insurance in 2001. It was horrific. My daughter had to have extensive Henry203 Saturday #47

It's all going to change DownriverDem Saturday #30

I had a bad experience with my mom's Medicare Advantage plan with Aetna. yardwork Saturday #31

Some doctors don't accept Medicare DavidDvorkin Saturday #33

Never heard of any doctor refusing Medicare. Emile Saturday #56

My wife's DavidDvorkin Saturday #69

If you say so. Emile Saturday #75

Normally Henry203 Sunday #116

It's the doctor she had been going to for years DavidDvorkin Sunday #124

If you look at the stat's Henry203 Sunday #128

An oral surgeon Zambero Sunday #115

It's a problem. . . . h2ebits Sunday #131

99.9% of doctors accept Medicare dalton99a Saturday #58

it's the other way around Skittles Sunday #103

When I researched it, snot Saturday #34

Over half of Medicare eligible beneficiaries choose MA plans, primarily because of cost. I do agree a Public Option Silent Type Saturday #38

The Advantage cos. do all they can to make their plans appear attractive, snot Saturday #41

So you think 31 million people are stupid? Maybe if original Medicare met their needs, Silent Type Saturday #48

Maybe not stupid but ignorant. Brenda Sunday #109

Actually, it might be an opportunity if your MA plan is eliminated. Then, you have a guaranteed right to return to Silent Type Sunday #132

"Choose another MA plan" Brenda Wednesday #156

Plenty of people do fine on MA, as DUers have posted, even though cancer, heart disease, Silent Type Wednesday #157

Insurance companies Henry203 Saturday #50

Whoever convinced you of all this was lying. OilemFirchen Saturday #57

The first warning about Medicare Advantage misanthrope Sunday #100

I think anyone campaigning on eliminating people's MA plans would face a lot of resistance MichMan Saturday #45

Totally agree. Maybe someone in Congress will realize that if they put those benefits in original Medicare and Silent Type Saturday #52

People are brainwashed Henry203 Sunday #117

That's essentially what Gallup called it. But thanks for responding. Silent Type Sunday #133

You loved Kaiser? Henry203 Wednesday #146

Glad your wife has survived. As others here on DU and elsewhere have posted, there ain't much evidence of Silent Type Wednesday #147

so Henry203 Wednesday #149

Hospitals and doctors bill those huge amounts to insurance, even Medicare, knowing that they will have Silent Type Wednesday #150

So it is OK Henry203 Wednesday #151

If you want quality care from Kaiser, it is. No one makes you sign up. Did your friend Silent Type Wednesday #158

i was with Blue Cross when this happened Henry203 Wednesday #159

Got it. In 2013 we didn't have pre-existing condition protection. Sorry about you daughter though. Silent Type Wednesday #160

Eleven years Henry203 Wednesday #161

Eat the rich and their enablers... problem solved NotHardly Saturday #39

My Medicare Advantage is just fine, thank you. I will be damned if I am going to pay 100, 200 a month more valleyrogue Saturday #40

You better Henry203 Saturday #51

Can I ask what your maximum annual out of pocket expense is? Sucha NastyWoman Saturday #70

Around $400. Henry203 Sunday #112

Is that the amount you have ACTUALLY paid in a year or the amount you could POTENTIALLY pay Sucha NastyWoman Sunday #119

My wife has cancer Henry203 Sunday #121

I thought Medicare Advantage only covered 80% of chemo treatments. Sucha NastyWoman Sunday #122

I have Medicare with a supplement Henry203 Sunday #123

the entire point of MA is to eventually GET RID OF MEDICARE Skittles Sunday #86

You better not get cancer Henry203 Sunday #118

Plus Advantage is costing the government more than traditional Medicare surfered Saturday #43

Good argument for Original Medicare w/o Supplement OKnow Saturday #44

I haven't read the link yet, but I have only regular Medicare and had surgery that required follow-up PE and Vinca Saturday #53

I think that dr. is nuts bagimin Saturday #80

Totally fed up with the so called "Advantage" Plan ReRe Saturday #49

No way am I again having an HMO determine my care. LiberalBrooke Saturday #55

The fact that they push this "advantage" so hard indicates how profitable it must be for them. patphil Saturday #59

Spot on Picaro Saturday #61

If you have original Medicare plus a supplement the insurance company that sold you the supplement MUST PAY their part Sucha NastyWoman Saturday #62

What percent of the eligible population does not have original Medicare, with or without a supplement? LAS14 Saturday #64

I am on an Advantage Plan. How can I get out and use traditional Medicare? Evolve Dammit Saturday #65

In most states you have to be approved to change to a supplement plan Sucha NastyWoman Saturday #73

Think I missed this years "enrollment period. December 7. Went with an advantage plan as it is free (no monthly premium) Evolve Dammit Sunday #125

You can easily choose original medicare at annual enrollment Desert grandma Sunday #97

Thanks for this! ShazzieB Saturday #66

My Friend F 72y/o Will Be Retiring Soon And Will Be Looking For A Medicare Plan..... global1 Saturday #68

About Medicare and pre-clearance Progressive dog Saturday #71

Medicare Advantage started in 1997 Progressive dog Saturday #72

Thank you for the correction - Ms. Toad Saturday #82

I have had a Kaiser Medicare Advantage plan for the past five years. Never denied anything. Sibelius Fan Saturday #76

The coming admin. SayItLoud Saturday #79

Look. Morbius Sunday #88

correct, their "healthcare plan" is to TURN IT ALL OVER TO PRIVATE INSURERS Skittles Sunday #101

Traditional Medicare doesn't include dental or vision coverage GoreWon2000 Sunday #84

that's how they entice people into the scams Skittles Sunday #87

Dental and Vision are cost prohibitive without insurance GoreWon2000 Sunday #89

there are some who don't fall for the scam Skittles Sunday #91

You didn't answer my question GoreWon2000 Sunday #92

I have extra insurance plans that cover them Skittles Sunday #93

You're paying more GoreWon2000 Sunday #94

like I said, THAT'S HOW THEY ENTICE PEOPLE Skittles Sunday #95

Traditional Medicare never addressed dental and vision coverage GoreWon2000 Sunday #96

Even though I pay more monthly for a supplement its more cost effective for me in the long run indigovalley Sunday #129

Your supplement is good for people in your situation GoreWon2000 Sunday #138

I pay for both Henry203 Sunday #120

I don't pay any extra premium for Medicare Asvantage GoreWon2000 Sunday #139

THANK YOU so much for this info. nt Raine Sunday #98

I knew a lady we rented a home from in 2005. She signed her mom up for that... C Moon Sunday #102

If it looks too good to be true...it probably is! PortTack Sunday #104

It seems like every other ad on TV is a Medicare Advantage ad. Jeebo Sunday #105

they drive me crazy (close to the title of a great 80s song btw) when I watch American streams Celerity Sunday #107

not specifically medicare, but.... thought of this markie Sunday #110

I have an appointment tomorrow wolfie001 Sunday #111

I didn't realize Medicare Advantage was a Bush thing MadameButterfly Sunday #114

Medicare C was signed into law by President Clinton in 1997 MichMan Sunday #135

I can't find those or the post that said it was signed into law by Bush MadameButterfly Sunday #141

Posts # 26 & #72 MichMan Sunday #142

I found it. post 85, the Tom Hartman report MadameButterfly Sunday #143

Correct, Clinton signed it into law; Bush just changed the name of it after it was already implemented MichMan Sunday #144

No thanks to either of them MadameButterfly Sunday #145

The commission an agent is paid by the insurance companies for selling a policy can be twice as much Sucha NastyWoman Sunday #127

People have a choice to get a MA plan or not MichMan Sunday #136

it should be criminal mike_c Sunday #137

I have a question - my friend tells me he signed up for a Medicare Advantage plan walkingman Sunday #140

🚩 thanks I need to start brushing up on this stuff underpants Wednesday #152

Medicare Advantage was always a solution looking for a problem. VMA131Marine Wednesday #153

This is a REALLY excellent thread! A KEEPER, most definitely. calimary Yesterday #162