I was in a pretty bad car accident ( Edited to add Update)

[Liberty Belle]

97. I've been in three bad accidents that weren't my fault.

Your insurance should provide a flat rate for up-front medical expenses. My insurance provided up to $5,000 up front. See a doctor and get xrays to be sure nothing is broken. Assuming nothing is broken, see a chiropractor and a massage therapist immediately as you'll likely get whiplash or other pain over the next few days. With two of my accidents I waited quite a while to see a chiro; the third time I saw the chiro same day, after xrays, and had the least residual pain as a result. For me, that worked better than physical therapy though you may need that, too, if you have substantial injuries. If anything doesn't feel right after a few days/weeks, such as numbness/tingling or limbs that don't work right or a caved in area on your back, insist on seeing a neurologist. I didn't learn of nerve damage until 6 months after an accident and by then, surgery didn't work, though it took another 6 months to know for sure.

Your insurance should find the other driver at fault. So if your insurance doesn't fully cover replacement cost of your vehicle or all of your medical care, not to mention pain and suffering, you can seek compensation from the other driver. Don't sign anything accepting "final" or "full" payment as injuries can take a while to show up. I didn't learn I had permanent nerve damage until nearly a year after the worst accident.

You can go through mediation/arbitration with the other driver or if necessary, sue them. I had to sue twice and the outcome was worth it.

Does Lyft have any responsibility here? Ask a lawyer, since you were on assignment for them.

Price shop online for best deals on a replacement vehicle, but chances are you'll only get the depreciated value. This was the hardest aspect for me; I had to pay out of pocket a significant amount to replace my vehicle that was totaled in one of the crashes, but did get it back when I sued the other driver.

I hope you feel better soon, and that your insurance takes care of you. I have GEICO and they've been beyond fair to me over the years--unlike some insurance companies that are notoriously bad at settling claims.

Hard as it is now, you may come out ahead in the end. I wound up with a somewhat better car, medical care that helped with the pain, and a substantial financial settlement from one particularly negligent driver.

If you have issues with your insurer, you can also complain to your state's insurance agency.

Good luck!