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[Ms. Toad]

2. That is an incredibly callous suggestion. My daughter would be dead before the year was up.

On her mid-5-figure income, my daughter has to pay $3500 each and every year in medical expenses, on top of $2400 in premiums, and $1000 or more for several items which are essential for her health, but not covered by health insurance.

Because - even with insurance - the portion of her income spent on health care far exceed that of most people. And she works 50 hours a week, including working through a bout with the super-flu leading up to Christmas, is because it is the only way she can afford both health care AND the rest of her expenses. And on the one day off a week she gets - at least every other week, that day is taken up by the medical care which keeps her alive.

If employer contributions are ended, she could not afford the health insurance needed to cover her $200,000 a year (each and every year) in billed medical expenses.

Sacrificing the most vulnerable is not an option.