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DFW

(57,016 posts)
16. A patchwork built over decades.
Sat Dec 14, 2024, 07:12 AM
Dec 14

That is exactly the word, “patchwork,” I have used to describe the German health insurance system ever since my first personal encounter with it. Luckily, I had one of the friendly natives (my wife) to help explain it to me, and help me navigate it. When my quote came in ($35,000 a year), I said Danke, but nein danke. You need health insurance before you can get a residence permit here, but luckily the Germans bought the fiction that Blue Cross, which is what I have, is really health insurance. If United is a one on a scale of 100, then Blue Cross is maybe a two and a half.

I keep seeing the fiction that health care and insurance is free in Germany perpetuated, even here on DU, but it remains a fiction. Still, at least the German patchwork has far fewer holes than the American patchwork. The number of Germans without health insurance numbers in the hundreds of thousands, where in the USA, the number is in the tens of millions

Recommendations

1 members have recommended this reply (displayed in chronological order):

Two things insurance companies hate to do: take risk and pay claims underpants Dec 13 #1
Well, if they were not milking it for every Penney they could get, the system would probably be better. LiberalArkie Dec 13 #2
"It's flawed." TRANSLATION: Profits too low. usonian Dec 13 #3
"Brian Thompson..." GB_RN Dec 13 #4
Yup. Just ask the victims or their bereaved families what they think of Brian Thompson's policies. C0RI0LANUS Dec 13 #8
I think it's good he's reaching it - TBF Dec 13 #5
Wish Congress would come to same conclusion. Silent Type Dec 13 #6
Enjoy your Greenwich CT mansion, obscene bonuses, First Class air travel, and Ivy League legacy admissions. C0RI0LANUS Dec 13 #7
Our mission is to help make it work better patphil Dec 13 #9
But, but that would cut into profits RussBLib Dec 13 #12
Cheap Chin Music Granny Blue Dec 13 #10
And it never will until we get a universal system, without the need for worthless corporate middlemen like your company Karasu Dec 13 #11
The worst national health after the largest per capita spend IbogaProject Dec 14 #13
No shit, Sherlock orangecrush Dec 14 #14
"Trying to make the system better" ?? BULLSHIT AverageOldGuy Dec 14 #15
A patchwork built over decades. DFW Dec 14 #16
yep..we learned this when we very seriously considered relocating out of the US when trump samnsara Dec 14 #18
You made the effort to check out the reality DFW Dec 14 #20
we had United as insurance for several years and they mostly came thru... samnsara Dec 14 #17
Compared to our experience, that sounds like winning the lottery. DFW Dec 14 #21
No lonely bird Dec 14 #19
Indeed ck4829 Monday #25
Kick ck4829 Dec 16 #22
Tell us something we don't know, CEO! sakabatou Dec 16 #23
Kick ck4829 Monday #24
UnitedHealth Revenue Grows by $14 billion in 2024 (it pays to suck up gov't money then deny care) CousinIT Monday #26
Latest Discussions»Latest Breaking News»UnitedHealth Group CEO co...»Reply #16