New California regulation requires insurance companies to offer coverage in high-risk areas

[paleotn]

3. Oh, sure, they can write it in high risk areas, but no one can afford it.

And rightly so. Seems there's a relatively simple solution to this problem. Stop developing in high risk areas. Insurance rates based on actual risk levels, and without state governments putting their thumbs on the scale, might do just that. Sorry, I know the scenery is beautiful, but there's some places that make zero sense to live in permanently or invest much capital.