State Farm to stop accepting homeowners insurance applications in California due to wildfires

[BumRushDaShow]

7. It's not the whole state though going through that

I would think, like they do with creating (and periodically updating) the flood zone maps, that there would be areas designated as chronic "burn areas" (for the most part, because like the flood zones, there are places that might periodically flood but mainly due to one-off events), so that the rest of the state doesn't get impacted by a lack of insurers.

E.g., - the below from 2013 - 2018 - https://www.popsci.com/california-five-year-wildfire/



Alternately, like flood insurance, which is now only offered by the federal government, there could be similar for wildfires offered by the federal government (in the event that more or even all the insurers pull out).