Worst case scenario

[lastlib]

1. Personally, I think this will be a buying opportunity

While some panic selling will lower market prices overall, I see it as a short-term decline. After some shaking out, once normalcy returns, prices will go back up, unless the GOPee really f*ck everything up. I'd say hang tight, don't panic, ride out a decline if you're in a position to, and look for opportunities to buy cheap assets. Nobody ever got rich buying high and selling low. I don't know your situation, or your tolerance for risk, but I would urge holding on and looking for opportunities to buy in the next months. If you need that IRA money in the next couple months, cashing it in now might be a good move, but otherwise, just hang on for the ride. It may be spooky and scary, but profitable.