How do you buy health insurance if you miss open enrollment? n/t

[sheshe2]

10. Well I moved from ACA,

was unemployed unexpectedly at 64 and could not afford Cobra which would have been more than 650 per month. ACA was 75. I turned 65 in October of the following year, no problems.

As a Medicare newbie, you get an enrollment period of your very own, as explained in the section headed "When you should sign up for Medicare — at the right time for you. Similarly, you shouldn't wait until you reach your full retirement age (currently 66) before enrolling in Medicare — unless you continue to have health coverage after age 65 from your own or your spouse's current employment.

If you're just becoming eligible for Medicare, the open enrollment period at the end of the year (Oct. 15 to Dec. 7) is not for you. That time frame specifically allows people who are already in Medicare the option to change their coverage for the following year if they want to. As a Medicare newbie, you get an enrollment period of your very own.

https://www.aarp.org/health/medicare-insurance/info-2014/medicare-enrollment-facts.html