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Health

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FormerOstrich

(2,802 posts)
Fri Jan 31, 2025, 01:14 AM Jan 31

Need advice on health insurance [View all]

After nearly 20 years at the company I work for I had enough and resigned when they insisted return to office two days a week. My last day is 2/5/2025.

They had recently downsized our offices. They removed the larger cubes with tall walls and placed us in the middle of the floor where it is nearly impossible to work. Long story short, I maybe should have prepared better (sigh) because I didn't check into my health care options. My understanding is COBRA is very expensive...but won't have more info until my exit interview.

I'll be 64 in May. I have an HSA account with what I think is enough to cover premiums until I go on Medicare. I have enough in savings I don't think I'll draw Social Security just yet. Plus, I might pick up some gigs if I get restless.

In the back of my mind I thought I'd just hope on the exchange shop different options and signup. Instead I went through a wizard (step by step verification process). It ended up telling me I probably will qualify for Medicade (presumably because I predicted virtually no income beyond February.

Can anyone give me sort of a run down on how I can approach things better. I am a little confused and afraid I may be going about this all wrong.

Thank you in advance for any help!!!

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