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Seniors

Lint Head

(15,064 posts) Fri May 9, 2014, 11:29 AM May 2014

A question about Medicare and secondary coverage. I have Medicare. Not Advantage. [View all]

I'm needing a knee replacement. I've heard so many different takes on how Medicare works for major surgery. Has anyone here had experience positive or negative getting Medicare to pay or the secondary insurance to pay? I do know of some folks who had coverage for major surgeries but were left with big co pays and other charges. I'm for single payer because I know there are still many kinks in the system that leave people out even though we now have ACA in effect.

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A question about Medicare and secondary coverage. I have Medicare. Not Advantage. [View all] Lint Head May 2014 OP

I have Medigap and have never paid a copay. Downwinder May 2014 #1

What do you KC May 2014 #2

Pay $202 a month to an insurance co. Downwinder May 2014 #3

Thank you KC May 2014 #4

The $100 is for basic Medicare Part B. Downwinder May 2014 #5

Thank you for KC May 2014 #6

There are also several income based programs for extra help Downwinder May 2014 #7

I strongly advise against the free medicare supplement by AARP/UHC ellenrr May 2014 #8

and good luck with your knee replacement. A friend had both knees ellenrr May 2014 #9

Thank you so much. I have a lot of anxiety about surgery. Lint Head May 2014 #10

yes, I can imagine. Surgery is always scary. My doctor ellenrr May 2014 #11

Thanks. I do meditate occasionally. I've had issues with my knee for several years but the last Lint Head May 2014 #12

I'm using a cane too. ellenrr May 2014 #13

I don't mined at all. I have osteoarthritis. 88% of the population will get it. It Lint Head May 2014 #15

yes it seems that a lot of people have arthritis. ellenrr May 2014 #16

What additional coverage is best for you SheilaT May 2014 #14

thanks for this. I will look into Humana. ellenrr May 2014 #17

When I was getting ready to sign up I actually phoned SheilaT May 2014 #19

thinking about this last nite, I think that aarp/uhc is also my drug plan ellenrr May 2014 #20

I only have the basic Medicare plans A and B. RebelOne May 2014 #18

check if your state has this-- ellenrr May 2014 #21

Thanks. I'll check it out. n/t RebelOne May 2014 #22

I checked to see who I got it thru ellenrr May 2014 #24

You've brought up another important point. SheilaT May 2014 #23