$220,000 medical expenses after retirement?

[question everything]

6. Yes, I know. I include it

for us it is $15.00 for office visit and no deductible.

I visit the insurance web site to see what has been charged and paid and, again, crossing my fingers, we only have to pay the office visits. Everything else, lab, EKGs, etc. are between the provider and the insurance.

And in my last visit of the website, from last week, I saw that a clinic submitted charges for blood analysis that was never done. I talked to the nurse and to the billing dept. and they promised to take care of it. Will see.

Having had individual insurance for almost 10 years before Medicare, I've gotten used to check these things.