Too many questions/variables in this to answer, but this is related:
Last July I had to buy a new car. My BMW with 196,000 miles was running fine but maintenance $$$ getting REALLY expensive on a 14-year old car.
At my age, I opted to get new. My last car ever.
What I want to tell you is - the technology upgrades in cars over those 14-years is massive!!! In safety, drivability, functions, maintenance, you name it! After 10 months I’m still learning what this car has available to me.
Note #2: From 14-years old to new my insurance more than doubled. Expect that.
Note #3: Asked insurance agent for tips on lowering premiums and he gave me two easy tips and cut my premium $360 - while I was on the line with him! Call yours and ask.
His best tip: get the insurance company’s app that monitors your driving; safer drivers get better rates.
How much better? After 6-months my annual premium on my new car dropped $350.
My next 6-mouths - a $445 drop.!
That app dropped my annual premium by 43%!!!
On another related note: See all those cars underwater in Florida last week? Make sure you don’t buy a car from Florida! Or Texas. Or Louisiana.
Part 2: All those flooded cars? YOUR insurance will go up because of that flooding. Mine, too.
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